AI-Driven Insights

Protect Your Profits Every Month

SmartRate AI - Quick Highlight

SmartRate AI is a membership-based, AI-powered service built to help merchants monitor and protect their payment rates with ease. For just $29.99/month, our smart platform scans and reviews your processing statements, uncovering hidden fees, inflated markups, and contract violations. Business owners receive clear, easy-to-read reports along with expert recommendations tailored to reduce costs. With ongoing monthly monitoring, SmartRate AI ensures you're always getting the rates you were promised — helping you safeguard margins and stay financially optimized for long-term growth.

SmartRate AI
Ongoing Rate Validation with AI-Powered Accuracy

SmartRate AI analyzes your payment statements monthly with speed and precision — detecting overcharges, identifying fee increases, and verifying rate promises. As a $29.99/month membership, it empowers merchants to catch discrepancies early and make smarter decisions about their processing agreements. Our automated reports deliver full transparency and provide practical insights that help reduce unnecessary costs. With continuous use, SmartRate AI improves payment management, lowers processing expenses, and gives business owners peace of mind month after month.

Quick and Automated Statement Processing

Detect & Eliminate Hidden Fees Monthly

Detailed and Accurate Reports

Compare Your Rates to Market Averages

Trend and Discrepancy Detection

Monthly Statement Monitoring

Time Savings for Merchants

Customized Reports with Recommendations

Seamless User Experience

Scalable for Any Merchant Size

The Power of SmartRate AI

Hold Your Processor Accountable – $29.99

SmartRate AI is the easiest way for merchants to verify that their current payment processor is honoring the rates they were promised. For just $29.99/month, our platform analyzes your merchant statement every billing cycle — helping you spot discrepancies, detect hidden fees, and hold your provider accountable. No contracts. No switching required. Just clear, accurate insight you can trust.

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UPLOAD YOUR STATEMENT

Simply upload your most recent merchant processing statement. As a subscriber, SmartRate AI will automatically scan for overcharges, hidden markups, or deviations from your agreed-upon rate — so you always know what you’re really paying.

LET AI WORK

Our engine evaluates your actual rates — and compares them to what others are paying. In under 60 seconds, SmartRate AI pinpoints any mismatch and delivers a precise, transparent breakdown.

GET FULL REPORT

Each month, just upload your statement — and receive a clear report showing if your provider is charging you fairly or slipping in hidden fees. With ongoing visibility, you stay protected and in control without lifting a finger.

Why SmartRate AI Matters

SmartRate AI helps merchants take control of their processing costs by verifying that their provider is charging what was promised — nothing more. For just $29.99/month, our AI scans your monthly statement to uncover hidden fees, inflated markups, or contract violations. It generates a clear, actionable report that shows where your money is really going — and how much you could save.Unlike basic analysis tools, SmartRate AI continuously monitors your actual rates and compares them to your original agreement and industry benchmarks. With monthly insights and clear recommendations, you’ll stay ahead of overcharges, reduce your fees, and protect your bottom line — without needing to switch providers.

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Set Yourself Apart with Verified Rate Integrity

SmartRate AI empowers processors to offer something most can’t: proof that your merchants are actually getting the rates you promised. By integrating SmartRate AI, you’ll deliver monthly, third-party validation of merchant statements — reinforcing trust, eliminating doubt, and setting your business apart from competitors who still rely on vague, unverifiable pricing.This partnership positions you as a transparent, merchant-first provider — one that’s not afraid to back up its promises with data.

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PROVE COMPETITIVE RATES WITH AI VALIDATION

Give your merchants peace of mind with monthly AI-driven reports that show their actual rates — benchmarked against what was promised and what’s possible. It’s proof, not pitch.

DIFFERENTIATE WITH TRUE TRANSPARENCY

Stand out in a crowded market by offering built-in rate verification. While others hide behind complexity, your brand stands for honesty, consistency, and merchant advocacy.

ELIMINATE HIDDEN FEES & RETENTION RISK

SmartRate AI helps you proactively catch billing discrepancies, resolve merchant concerns before they become complaints, and improve retention by building real confidence.

Trust SmartRate AI for Unmatched Accuracy and Speed

SmartRate AI gives your business monthly visibility into whether your processor is honoring the rates you were promised. For just $29.99/month, our AI analyzes your statement, flags hidden fees, and compares actual rates to what was agreed — all within seconds. It’s effortless, transparent, and built to protect your bottom line every billing cycle.

Identify Hidden Fees and Trends
Lightning-Fast and Accurate
Promised vs. Actual Rate Insights
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Anything Else

You’d Like to Know?

We’re here to assist! If you need further clarification or details, don’t hesitate to reach out. Our AI-bot is available to answer any questions, or feel free to email us directly for more complex inquiries.

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