SmartRate AI is a membership-based, AI-powered service built to help merchants monitor and protect their payment rates with ease. For just $29.99/month, our smart platform scans and reviews your processing statements, uncovering hidden fees, inflated markups, and contract violations. Business owners receive clear, easy-to-read reports along with expert recommendations tailored to reduce costs. With ongoing monthly monitoring, SmartRate AI ensures you're always getting the rates you were promised — helping you safeguard margins and stay financially optimized for long-term growth.
SmartRate AI analyzes your payment statements monthly with speed and precision — detecting overcharges, identifying fee increases, and verifying rate promises. As a $29.99/month membership, it empowers merchants to catch discrepancies early and make smarter decisions about their processing agreements. Our automated reports deliver full transparency and provide practical insights that help reduce unnecessary costs. With continuous use, SmartRate AI improves payment management, lowers processing expenses, and gives business owners peace of mind month after month.
Quick and Automated Statement Processing
Detect & Eliminate Hidden Fees Monthly
Detailed and Accurate Reports
Compare Your Rates to Market Averages
Trend and Discrepancy Detection
Monthly Statement Monitoring
Time Savings for Merchants
Customized Reports with Recommendations
Seamless User Experience
Scalable for Any Merchant Size
SmartRate AI is the easiest way for merchants to verify that their current payment processor is honoring the rates they were promised. For just $29.99/month, our platform analyzes your merchant statement every billing cycle — helping you spot discrepancies, detect hidden fees, and hold your provider accountable. No contracts. No switching required. Just clear, accurate insight you can trust.
Simply upload your most recent merchant processing statement. As a subscriber, SmartRate AI will automatically scan for overcharges, hidden markups, or deviations from your agreed-upon rate — so you always know what you’re really paying.
Our engine evaluates your actual rates — and compares them to what others are paying. In under 60 seconds, SmartRate AI pinpoints any mismatch and delivers a precise, transparent breakdown.
Each month, just upload your statement — and receive a clear report showing if your provider is charging you fairly or slipping in hidden fees. With ongoing visibility, you stay protected and in control without lifting a finger.
SmartRate AI helps merchants take control of their processing costs by verifying that their provider is charging what was promised — nothing more. For just $29.99/month, our AI scans your monthly statement to uncover hidden fees, inflated markups, or contract violations. It generates a clear, actionable report that shows where your money is really going — and how much you could save.Unlike basic analysis tools, SmartRate AI continuously monitors your actual rates and compares them to your original agreement and industry benchmarks. With monthly insights and clear recommendations, you’ll stay ahead of overcharges, reduce your fees, and protect your bottom line — without needing to switch providers.
SmartRate AI empowers processors to offer something most can’t: proof that your merchants are actually getting the rates you promised. By integrating SmartRate AI, you’ll deliver monthly, third-party validation of merchant statements — reinforcing trust, eliminating doubt, and setting your business apart from competitors who still rely on vague, unverifiable pricing.This partnership positions you as a transparent, merchant-first provider — one that’s not afraid to back up its promises with data.
Give your merchants peace of mind with monthly AI-driven reports that show their actual rates — benchmarked against what was promised and what’s possible. It’s proof, not pitch.
Stand out in a crowded market by offering built-in rate verification. While others hide behind complexity, your brand stands for honesty, consistency, and merchant advocacy.
SmartRate AI helps you proactively catch billing discrepancies, resolve merchant concerns before they become complaints, and improve retention by building real confidence.
SmartRate AI gives your business monthly visibility into whether your processor is honoring the rates you were promised. For just $29.99/month, our AI analyzes your statement, flags hidden fees, and compares actual rates to what was agreed — all within seconds. It’s effortless, transparent, and built to protect your bottom line every billing cycle.
We’re here to assist! If you need further clarification or details, don’t hesitate to reach out. Our AI-bot is available to answer any questions, or feel free to email us directly for more complex inquiries.